Montana Hospital Charity Care & Financial Assistance Guide
Discover how to qualify for charity care and financial assistance programs at Montana hospitals. Learn your rights, check your eligibility, and find out how to apply for help with your medical bills.
Last verified: January 28, 2026
Check If You Qualify for Financial Assistance in Montana
Use our free calculator to estimate your eligibility based on your household size and annual income.
Find out if you qualify for charity care or financial assistance based on federal poverty guidelines.
2024 Federal Poverty Level Income Thresholds
| Household Size | 100% FPL | 200% FPL (Free Care) | 400% FPL (Discounted) |
|---|---|---|---|
| 1 | $15,060 | $30,120 | $60,240 |
| 2 | $20,440 | $40,880 | $81,760 |
| 3 | $25,820 | $51,640 | $103,280 |
| 4 | $31,200 | $62,400 | $124,800 |
| 5 | $36,580 | $73,160 | $146,320 |
| 6 | $41,960 | $83,920 | $167,840 |
| 7 | $47,340 | $94,680 | $189,360 |
| 8 | $52,720 | $105,440 | $210,880 |
Montana Charity Care Income Limits
Hospitals in Montana use the Federal Poverty Level (FPL) to determine financial assistance eligibility. Generally, patients with income below 200% FPL qualify for free care, and those between 200-400% FPL may receive significant discounts. Exact thresholds vary by hospital. Refer to the calculator table above for FPL income levels.
Your Rights: Montana Hospital Financial Assistance Laws
Montana does not have specific state charity care legislation. Non-profit hospitals must comply with federal 501(r) requirements. Montana expanded Medicaid in 2016, extending coverage to more low-income adults in this largely rural state.
- Montana expanded Medicaid in 2016, covering adults up to 138% FPL
- Non-profit hospitals must have financial assistance policies under federal 501(r) rules
- Montana has many critical access hospitals in rural areas
- Patients in rural areas should contact hospital financial counselors about charity care options
Information verified: January 28, 2026
Hospitals in Montana with Financial Assistance Programs
All non-profit hospitals in Montana are required to offer financial assistance under federal law. Here are some of the major hospitals with assistance programs.
Billings, MT
Missoula, MT
View financial assistance program →Great Falls, MT
View financial assistance program →How to Apply for Hospital Charity Care in Montana
Follow these steps to apply for financial assistance at a hospital:
- 1
Request a financial assistance application
Contact the hospital's billing department and ask for a financial assistance application. Non-profit hospitals are legally required to provide this information.
- 2
Gather required documents
You'll typically need proof of income (pay stubs, tax returns), photo ID, proof of residence, and insurance information or proof of uninsured status.
- 3
Submit before the deadline
Most hospitals allow up to 240 days from the first billing statement to apply for financial assistance. Submit your application as early as possible.
- 4
Follow up on your application
Call the billing department regularly to check on your application status. Keep copies of everything you submit.
- 5
Appeal if denied
If your application is denied, you have the right to appeal. Ask for the specific reasons for denial in writing and provide additional documentation if needed.
Need more help? See our complete guide to medical bill advocates and free resources.
Analyze Your Medical Bill for Free
Upload your medical bill and we'll identify billing errors, check your charity care eligibility, and help you generate appeal letters.
Upload Your BillRelated Resources
2026 income limits for hospital charity care: most hospitals cover 100% at 200% FPL and partial discounts up to 400% FPL. See the federal rules, what's covered, and how to apply.
Federal law requires hospitals to inform you about charity care, and 2026 price transparency rules give you new negotiating power. Here's what hospitals must provide.
A practical guide to disputing unfair medical charges and navigating the hospital billing appeals process.
Charity Care Guides for Other States
Nebraska
Nebraska expanded Medicaid in 2020. Check charity care eligibility at Nebraska Medicine and CHI Health — Heritage Health income limits and how to apply.
Nevada
Nevada requires charity care from non-profit hospitals. Expanded Medicaid covers adults up to 138% FPL. Check eligibility at Sunrise Hospital and UMC — how to apply.
New Hampshire
New Hampshire's Granite Advantage provides Medicaid coverage up to 138% FPL. Check charity care eligibility at Dartmouth-Hitchcock and Elliot Hospital — how to apply.
New Jersey
New Jersey's Charity Care Act provides free care under 200% FPL and reduced care under 300% FPL. Check eligibility at Hackensack and Robert Wood Johnson — how to apply.